Which Online Payment is Best in India?

In India, Online Payment Methods Have Grown Faster Over the Years. And Unified Payments Interface (UPI) plays a big role in enabling digital payments in India. With the help of UPI, anyone can make cashless transactions – an aspect that changed from merely a luxury to a necessity during the coronavirus pandemic.

The best online payment method also helps to send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not at all mandatory. If you don’t know which Online Payment is Best In India? or which are the Best UPI Apps in India? then you should definitely read this article.

Top 5 Best UPI Apps in India

  • Paytm
  • Google Pay
  • Phone Pay
  • Mobikwik
  • Freecharge

Paytm – Best UPI Apps in India

Google Pay - Best UPI apps in India : Tecnofie.in
Image Credit: Play Store

Paytm is one of the most trusted online payment methods in India. With the Paytm app, you can pay the electricity bills, and recharges such as mobile recharge, Fastag recharge, DTH recharge, Movie Tickets, Postpaid bill payment, Utility bill payment such as Water, Gas as well as Landline, Broadband & insurance payments.

From Paytm, you can also send & receive money from any phone number or bank account directly in your bank account. This payment is Safe, Secure & Contactless Payments at Offline Stores as well as Online stores.

Features

  • Bank to bank money transfer via BHIM UPI
  • Mobile & DTH recharge
  • Buy & Manage Fastag
  • Utilities Bill Payments – Electricity, Water, Gas, Broadband, Landline
  • Pay at Online &Offline Stores
  • Buy & Sell Digital Gold
  • Book Hotels & Tickets for Trains, Bus, Flights

2. Google Pay – Best UPI Apps in India

Google Pay - Best UPI apps in India : Tecnofie.in
Image: Play.Google

Google pay is one of the best UPI Apps in India. The app has multiple layers of security from your bank and Google. From Google Pay, you can pay water, broadband, electricity, landline, gas bills, and more. In Google Pay, you can find the latest prepaid recharge plans and easily recharge your mobile plan. With the help of Google pay, you can also send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers.

Features

  • Pay online with Google Pay
  • Bank to bank money transfer via BHIM UPI
  • Buy, sell, gift, and earn 24K Gold
  •  Book IRCTC train tickets
  • Fast & secure payments with your debit and credit cards
  • Book flights, bus tickets, and order meals
  • QR code payments
  • Find the latest prepaid recharge plans and easily recharge your mobile plan

PhonePe – Best UPI Apps in India

PhonePe - Best UPI apps in India : Tecnofie.in
Image: Play.Google

PhonePe is online payment app that allows to send and request money from your contacts anytime, anywhere. From PhonePe you can instantly transfer money to any mobile number with UPI and also send money to any bank account using an IFSC code. PhonePe make easy online payments and this Make Safe, Contactless offline Payments.

Features

  • Transfer money with BHIM UPI
  • Recharge your mobile and DTH connection
  • Pay your Credit Card Bills
  • Pay Utility Bills
  • Insure your health
  • Protect your two-wheeler with PhonePe’s bike insurance
  • Buy and Sell Gold
  • Book flights, bus tickets, and order meals

Mobikwik – Best UPI Apps in India

Mobikwik - Best UPI apps in India
Image: Play.Google

Mobikwik is oneline payment app that allows you to manage you all financial needs at one place. MobiKwik is like a digital credit card. The limit depends on your usage- the more you use, the more will be your credit limit. With the helps pof Mobikwik you can make instant recharges, bill payments, transactions at 1Mn+ brands like IRCTC, Zomato, Swiggy, Dream11 etc. Mobikwik also secure your data secure, you need to just sign up using your number & get started.

Features

  • Money Transfer
  • Mobile Recharge 
  • DTH Recharge: Tata Sky recharge, Airtel DTH recharge, etc.
  • Bill Payment: postpaid bill payment, electricity bill payment, gas bill payment, etc
  • Offline QR Payment: Scan any QR code at supermarkets, restaurants, pharmacies, milk booths, Kirana stores, petrol pumps, etc.
  • Online Payment: BigBasket, Myntra, Flipkart, MakeMyTrip, etc.
  • Shop on EMI: Get up to ₹60,000 for all online shopping & payback in monthly installments.

Freecharge – Best UPI Apps in India

Freecharge - Best UPI apps in India : Tecnofie.in
Image: Play.Google

Freecharge is also one of the best UPI apps in India. The has stunning features like you can also send and receive money directly from your bank account to any bank account, including those who are not on Freecharge via UPI transfers. With hthe help of Freecharge you can also do Prepaid recharges & post-paid bill payments available for all leading Indian telecom providers like Airtel, Vodafone, Idea, Reliance Jio & others with exciting cashback offers.

Features

  • UPI Payments
  • Mobile Recharges
  • Bill Payments
  • QR Code Feature
  • Cashbacks and Discounts

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